Six published frameworks to explore. A sector match is a discussion starting point, not a determination of eligibility.
Sources reviewed: 14 October 2026
Published benefits are subject to the latest notifications, eligible costs, category, location, funding and authority approval. Current application availability must be confirmed; no subsidy or loan approval is guaranteed.
6 support frameworks
SubsidyPMEGP
Prime Minister’s Employment Generation Programme
15–35%Published margin-money subsidy range
Credit-linked support for setting up eligible new non-farm micro enterprises.
Eligibility & benefit details+
Who can be considered
Applicants above 18 years. For the new-unit component, existing units and units already benefiting from government subsidy are excluded. VIII-standard education is required for manufacturing projects above ₹10 lakh and service projects above ₹5 lakh.
Published benefit
General category: 15% urban / 25% rural; special categories: 25% urban / 35% rural. Admissible project cost is up to ₹50 lakh for manufacturing or ₹20 lakh for business/services. These are project-cost limits, not grant amounts.
Before you apply
Own contribution is 10% for general and 5% for special categories. Bank appraisal, activity restrictions and current allocations apply; confirm the application window before proceeding.
PM Formalisation of Micro Food Processing Enterprises Scheme
35%Eligible project cost · maximum ₹10 lakh per unit
Credit-linked capital support for eligible micro food-processing units.
Eligibility & benefit details+
Who can be considered
The official portal lists individuals, proprietorships, partnerships, FPOs, NGOs, cooperatives, SHGs and private limited companies for eligible new units or upgrades. Activity and state implementation requirements must be checked.
Published benefit
Published unit-level support is 35% of eligible project cost, capped at ₹10 lakh per unit. The beneficiary contributes at least 10%; the remaining finance comes through a bank loan.
Before you apply
Confirm current state intake and available allocation. A food-processing benefit does not automatically cover a standalone warehouse, cold store or logistics project.
80 / 60 / 50%Base certification subsidy · micro / small / medium
Support for Zero Defect Zero Effect practices and graded certification.
Eligibility & benefit details+
Who can be considered
MSMEs registered on the Udyam portal can participate, subject to the certification requirements and applicable scheme rules.
Published benefit
Published base subsidy rates on certification cost are 80% for micro, 60% for small and 50% for medium enterprises. A ₹10,000 joining reward can make Bronze certification free when availed.
Before you apply
Additional category-specific support may apply. The figures concern certification costs, not total machinery or project investment; check the current portal terms.
90%Subsidy on eligible implementation consultant fees
Support to improve productivity and reduce waste through Lean practices.
Eligibility & benefit details+
Who can be considered
Manufacturing-sector MSMEs registered on the Udyam portal are eligible to participate. The programme is voluntary and uses Basic, Intermediate and Advanced stages.
Published benefit
The official portal publishes 90% subsidy on implementation consultant fees for MSMEs.
Before you apply
Support is linked to the programme’s implementation and assessment requirements. It is not a subsidy on the entire factory investment.
Zero dutyOn eligible capital-goods imports under authorisation
An export-linked capital-goods framework, rather than a cash subsidy.
Eligibility & benefit details+
Who can be considered
Manufacturer exporters, merchant exporters tied to supporting manufacturers, and service providers can be covered, subject to DGFT authorisation, permitted goods and policy conditions.
Published benefit
Eligible capital goods can be imported at zero customs duty. The standard specific export obligation is six times the duties, taxes and cess saved, fulfilled within six years from authorisation.
Before you apply
Average export obligation, where applicable, and Actual User conditions also apply. Check exclusions, customs notifications and compliance requirements before import.
Credit Guarantee Scheme for Micro & Small Enterprises
Up to ₹10 CrEligible credit ceiling · subject to lender category
A guarantee to participating lenders supporting eligible MSE credit; not a cash grant.
Eligibility & benefit details+
Who can be considered
Eligible micro and small enterprises apply through a CGTMSE member lending institution. Lending decisions depend on the institution’s credit appraisal and the scheme’s borrower conditions.
Published benefit
Eligible credit facilities can be covered up to ₹10 crore, with lower ceilings for certain lender categories. Coverage percentages vary; this is not a promise of a ₹10 crore loan or a 100% guarantee.
Before you apply
The lender seeks guarantee cover. Fees, lender-specific limits and collateral or Hybrid Security conditions apply. Borrowers do not receive a subsidy cheque from CGTMSE.
A lender guarantee, rather than a subsidy or promised loan.
State incentives need a location-specific review.
Share your project state and district so we can check the applicable policy, zone, investment period and approvals. Available benefits and rates depend on the applicable state notification.
No. Industry is one factor. Eligibility also depends on scheme rules, enterprise category, activity, costs, location, application timing and authority or lender assessment.
What should I bring to the first discussion?+
Start with your industry, state and district, new or existing unit status, investment plan, Udyam details if available, finance requirements and any assistance already received. The team can identify the next information needed.
Can different benefits be combined?+
Combination and double-benefit restrictions vary by scheme and cost component. Each proposed combination needs a review of the relevant notifications before an application.
Your next chapter
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